What Is a Money Order Machine? 4 Facts You Need To Know

A money order machine or pay order machine is used by merchants to receive cash payments in lieu of checks and cash from customers. The term is also used to refer to the devices themselves.

What Is a Money Order Machine?

A money order machine is a computerized device used to supply consumers with printed money orders. The United States Postal Service (USPS) offers money orders that can be purchased by the general public.

What Is a Money Order Machine?

Money order machines are also available at other approved vendor sites, such as specific grocery stores, check cashing networks, and a range of retail stores.

What do a money orders include?

Similar to bank checks, money orders are printed on paper that has been preprinted with serial numbers and other identifying and security information.

What Is a Money Order Machine?

When this paper is entered into the machine, money orders are generated with the exact denomination desired by the buyer, as well as space for the buyer’s information and the recipient of the money order.

Additionally, the dispenser prints a receipt that is linked to the money order and is intended to be kept by the buyer.

What Is a Money Order Machine?

Feature Of money order

Regardless of whether a money order is manufactured using USPS equipment or a machine from another approved vendor, all money orders have distinctive characteristics deliberately put on the draft.

For instance, all valid money orders carry a distinctive watermark that can only be viewed under a strong light. Other security elements include barely visible colored ink and threads placed into the paper the money order is printed on.

How does a money order machine work?

What Is a Money Order Machine?

Money order machines are operated by a local employee at the location of the machine. The staff manually enters the required denomination into the machine and prints a money order for the customer when a customer approaches the sales counter to make a purchase. Most devices additionally demand an employee password for further protection.

Nonetheless, a few of authorized sellers provide a more advanced equipment. Money orders may now be purchased from a self-service kiosk, thanks to new technology.

What Is a Money Order Machine?

Similar to a bank’s automated teller machine, a contemporary money order machine enables consumers to input cash or a bank card to pay for a specified money order amount, which is then printed and delivered without the need for personnel assistance.

Although an ancient money order machine serves no practical use, many individuals acquire them out of sentimentality. Occasionally, these are sold at live auctions, on online auction portals, and directly by antique dealers. The vast majority are wireless devices that function utilizing obsolete manual printing methods.


The first money orders were used in the United States by Western Union in 1840. Since then, it has become a very popular way to send funds around the world.

A money order machine is an office supply machine that makes and mails out money orders. This is the fastest and cheapest way to send money across the country or internationally.

Money orders are also called “certified checks” because they look like normal checks with a stamp saying “money order” on them.


laser check printer
Money orders are printed using the same laser check printer and paper as regular credit union checks. (NOTE: You must have a laser printer to produce money orders.) Money orders will write out to the check reconciliation system just like checks, using a separate code to make them easy to track.
A money order is an alternative to cash or checks. Like a check, a money order is designed to be sent to a specific person, and cannot be cashed or deposited by anyone. Unlike a check, a money order is paid for in advance, so it’s guaranteed.
Typical Money Order Scams. Most money order cons involve sending you (the victim) a bogus money order as payment for a purchase or other transaction, persuading you to deposit the funds in your checking account, and then getting you to take further action before the fraud is discovered.
You can fill this information out later, but a blank money order (as long as the cash amount is on it) is as good as cash if it’s lost or stolen. Also, bring a debit card or cash to pay for your money order, unless you’re at your bank and can withdraw it from your account.
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Pat Moriarty
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